Total Cost of Ownership Calculator

The most comprehensive car cost calculator available. Get accurate 5-year ownership costs including depreciation, maintenance, insurance, fuel, and financing with real-world data and regional customization.

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Real-World Accurate
Uses actual owner data, not manufacturer estimates
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Regional Customization
Fuel prices, taxes, insurance by your ZIP code
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Compare Up to 3 Cars
Side-by-side analysis with visual charts
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Instant Results
Real-time calculations as you type
1 Vehicle Selection
2 Purchase Details
3 Your Profile
4 Timeline

Step 1: Select Vehicle(s) to Analyze

Choose up to 3 vehicles to compare. Our database includes the most popular 2024-2025 models with real-world cost data.

All Vehicles
Sedans
SUVs
Trucks
Electric
Hybrid

Step 2: Purchase & Financing Details

Enter your specific purchase and financing information for accurate calculations.

💡 Use negotiated price, not MSRP, for accuracy
Typically 10-20% of purchase price
Current vehicle trade-in value 📊 Estimate Trade-in Value
Annual percentage rate (APR)
Current vehicle trade-in value
Annual percentage rate (APR)
Will auto-fill based on your ZIP code

🎯 Real-Time Market Data

Get current incentives, rebates, and market pricing for the most accurate calculations

Step 3: Your Profile & Driving Habits

Help us customize the calculations based on your specific situation and location.

For fuel prices, taxes, and insurance estimates
Affects insurance calculations
Leave blank for automatic estimation

Step 4: Ownership Timeline

How long do you plan to keep the vehicle? This affects depreciation and maintenance costs significantly.

💡 5-7 years typically provides the best cost per mile
$0
5-Year Total Cost
$0.00 per mile

Cost Breakdown

Purchase & Financing
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Fuel/Energy
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0%
Insurance
$0
0%
Maintenance & Repairs
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0%
Depreciation
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💰 Cost Breakdown
📈 Timeline
📊 Comparison